Statutory Guidelines

EPF Withdrawals

To help finance your housing loan, you can make a withdrawal from Account II of your Employer's Provident Fund (EPF) savings. This withdrawal applies to first time home buyers with eligibility requirements as follows:

  • A Malaysian Citizen; OR
  • A Malaysian Citizen who has made Leaving the Country Withdrawal before 1 August 1995 and has opted to re-contribute to the EPF; OR
  • A Non-Malaysian Citizen who:
    Has become an EPF member before 1 August 1998; OR
    Has obtained a Permanent Resident status (PR)
  • You have not reached 55 years of age at the time the EPF receives your application; AND
  • You have at least RM500.00 of savings in Account 2.